The LoanCare data breach settlement stems from a cybersecurity incident that potentially exposed sensitive personal information of thousands of customers across the United States. A $5.9 million settlement has been proposed to resolve the claims, offering both financial compensation and identity protection to affected individuals. If you received a notice, you may be eligible for payments of up to $5,000 depending on your situation.

What happened in the LoanCare data breach?

In November 2023, LoanCare, LLC and its parent company Fidelity National Financial, Inc. were targeted in a cybersecurity incident. Plaintiffs alleged that the breach compromised personal data such as names, Social Security numbers, financial details, and contact information. The companies deny any wrongdoing and claim no harm occurred, but agreed to a class action settlement to avoid further litigation costs.

Who qualifies for the settlement?

You are considered a Settlement Class Member if you reside in the United States and received a notice from LoanCare stating your personal data may have been impacted by the breach. You are excluded if you are:

• An employee, officer, or agent of LoanCare or FNF
• A government entity
• A judge involved in the case or related court staff
• Someone who submits a valid opt-out request

If you’re unsure about your eligibility, you can call 1-855-944-4059 or contact the Settlement Administrator by mail.

What benefits are available through the LoanCare data breach settlement?

Eligible individuals can choose from the following compensation options:

Cash Payment A:

• Up to $1,500 in reimbursement for documented ordinary losses such as:
• Credit monitoring or credit report fees
• Costs for freezing or unfreezing credit
• Postage, phone, or travel expenses related to fraud resolution
• Late fees, overdraft charges, card replacement fees
• Up to $5,000 for extraordinary losses caused by identity theft or fraud that are not covered under ordinary losses, provided you show proof of attempts to mitigate or recover the losses

Cash Payment B:

• A flat $100 payment for all class members who submit a valid claim, subject to pro rata adjustment based on the number of claims

Additionally, the settlement provides up to three years of identity monitoring at no cost to you.

How to file a claim

To receive any benefits from the LoanCare data breach settlement, you must submit a completed claim form along with supporting documentation. Claim forms are available:

• On the official settlement website
• By calling 1-855-944-4059
• Via email or mail if you received a notice

Be sure to read the instructions carefully and submit all required materials. Incomplete claims may be rejected by the Settlement Administrator, Angeion Group, Inc.

Key deadlines to remember

Here are the important dates you need to track:

• Opt-out deadline: July 7, 2025
• Objection deadline: August 5, 2025
• Final approval hearing: September 4, 2025

If approved, payments may take several months to process, depending on appeals or administrative delays.

What happens if you do nothing?

If you take no action, you will receive no compensation or identity monitoring. You will also forfeit your right to sue LoanCare or related parties in the future over this incident. Filing a claim or opting out preserves your legal options and potential reimbursement.

How to opt-out or object to the settlement

To opt-out, you must mail a signed letter requesting exclusion by July 7, 2025, to:

In Re: LoanCare Data Security Breach Litigation
c/o Settlement Administrator
Attn: Exclusion Request
PO Box 58220
Philadelphia, PA 19102

To object, submit a written notice to the U.S. District Court Clerk’s Office in Jacksonville, FL by August 5, 2025. Your objection must include full contact details, reasons for objection, legal support, and whether you intend to appear at the final hearing. Details are outlined on the settlement website.

Who is managing the case?

The Court appointed Mariya Weekes (Milberg Coleman Bryson Phillips Grossman PLLC) and Bryan Bleichner (Chestnut Cambronne PA) as Class Counsel. Angeion Group, Inc. serves as the Settlement Administrator. You may contact them at:

LoanCare Data Settlement
1650 Arch Street, Suite 2210
Philadelphia, PA 19103
Email: info@LoanCareDataSettlement.com

What to do before the deadline

If you received a notice, don’t wait. File your claim, gather your documents, and decide whether to accept the settlement, opt-out, or object. The LoanCare data breach settlement offers up to $5,000 in financial relief, plus identity monitoring. Missing the deadlines means missing your chance for compensation and protection.

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